Personal Finance

When you must use credit card or debit card ?

credit card & debit cardIt looks like so easy to answer that question but often we are disadvantaged because we do not care usage of each. Or at least, can not enjoy the facilities offered to the maximum.

For example, some people use credit cards exclusively to pay expenses, they do this for secure reason. Through some banks, they can collect points or cash back incentives. However, this strategy requires neatness and ingenuity in the use of debt so that it can be paid at the end of the month. If not, you will have more debt.

So you can take advantage of facilities offered as closely as possible and avoid charges that you do not need, you should see when using a debit card and when we should use a credit card.

Use a credit card when:

1. Shop online
Purchase tickets either aircraft or shop at Amazon.com, you will be asked to pay via credit card. This is baseless because the credit cards offer greater protection in case of fraud (embezzlement or fraud). Read more…

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